About
What Is Points Commander?
Built from scratch because nothing else did exactly what I needed.
Points Commander is a credit-card points, perks and award-travel tracker with an AI advisor attached. You tell it which cards and loyalty programs you hold and what your balances are. It tracks every statement credit against its reset cycle so you stop leaving money on the table, values your balances at a cents-per-point you control, and then plans actual award trips from the points you actually have. It's built and written by one person, Greg Tyree, trading as Creepy Soft Tech in Raleigh, North Carolina. There are no affiliate links anywhere in it.
Who it's for
People who already earn points and have started losing track of them. If you have a premium card or three, balances scattered across half a dozen programs, and a nagging sense that you're forgetting credits you paid for, that's the whole target audience. That was me.
It's especially for people who travel to do something. The big points blogs cover overwater villas, because overwater villas sell premium cards. Almost nobody explains how to get to Patagonia, or the Dolomites, or a trailhead in the Canadian Rockies on points, which is a harder and more interesting problem.
What it isn't
- It isn't a bank aggregator. There are no account connections and no credential linking. You type your balances in by hand. That's slower, and it's also why nobody here has your banking logins.
- It isn't a card recommendation site. There's no "apply now" button, because there's nowhere for one to go. No affiliate links, no referral commissions, no sponsorships.
- It isn't financial advice. I'm not a licensed anything. It's arithmetic on public prices, published so you can check it.
- It isn't a booking engine. The advisor is good at working out which program reaches which airline. It can still be wrong about an award price, and award space moves. Confirm before you transfer, because transfers are one-way.
How this started
It started with the news problem. Points information is scattered across subreddits, deal blogs, newsletters and Twitter threads, and most of it is buried under affiliate links and recycled posts. I wanted one clean place to see what was actually worth paying attention to.
Then came the perks problem. Card benefits have turned into monthly coupon books. The Amex Platinum has something like fifteen separate credits across eight vendors. The Sapphire Reserve has credits that reset semiannually and are trivially easy to forget. Forgetting a $25 dining credit is real money. Across a wallet of premium cards it stops being small. I needed to see every credit, every reset cycle, and a way to mark one used.
The vault came last and might be the most useful part. I had balances across six or seven programs and no clear picture of what I had or what it was worth. Points aren't worth a fixed amount. They're worth what you redeem them for. I wanted a real, editable number attached to each balance and a total that meant something.
Underneath all of it: I wanted to go deeper on Python and Django, get serious about design, and find out what the new generation of AI tools could actually do inside a real application. This is the product of all of those at once. A working tool I use every week, built to teach myself how to build it.
What it does
Card Perks
Every credit on every card, organized by reset cycle, counting down. One tap marks it used and your real net annual fee moves.
Points Vault
Balances across every program with an editable cents-per-point, a portfolio total, and a warning when a balance goes stale.
Points Advisor
Award plans built from your actual balances and transfer partners. Flights, hotels, cruises. It'll also tell you when the answer is no.
Trip Reports
Real trips with every booking, every program, and what each was worth. The cents-per-point figures are calculated, not quoted.
See the tools with real numbers in them →
The rules I hold myself to
Real numbers only.
The cents-per-point figures subtract the cash you still paid before dividing by points redeemed. The 2.18¢ on the Paris trip and the 7.54¢ on the Norwegian Fjords flights are honest arithmetic, not marketing. Here's the formula and a worked example.
Nobody is paying me to recommend anything.
The catalog includes no-fee cards, cards I stopped carrying, and cards that pay nobody a commission. Full disclosure, including what the advisor sends to Anthropic.
Plan around what you can actually do.
The advisor reads your balances and your transfer partner access and tells you what you can book now, and what you'd need to get there if you can't. Not generic best-cards advice.
Stale data gets a date, not a cover-up.
Where a figure was last verified is printed next to it. If that date looks old to you, it is old, and the page says so rather than implying otherwise.
Who's behind it
I'm Greg Tyree. I live in Raleigh, North Carolina and I work in information security, which is most of why this site has no account-linking and asks you to type your own balances in.
I'm not a travel writer and I don't do this full time. Every trip report here is a trip I actually took, booked with points I actually earned, written up with the real numbers including the ones that didn't work out. Every line of the site is code I wrote. When something on here is wrong, it's wrong because I got it wrong, and it gets fixed.
Built with
Python / Django
Backend and data
Tailwind CSS
Styling
Claude
The Points Advisor
MySQL
Storage
It's an ongoing personal project, part tool and part learning exercise. It started as a news aggregator and became the thing I open every time I'm planning a trip or wondering whether a card credit actually got used. The codebase keeps growing because the problem keeps growing.
Points Commander by Greg Tyree, Creepy Soft Tech · Raleigh, NC