Updated September 19, 2026

Current Sign-Up Bonuses

Every welcome offer on file, grouped by issuer, with the spend it takes to earn it and an honest estimate of what it's worth. Hand-maintained. No affiliate links, so nothing here is ordered by what pays a commission.

Offers on file

Elevated

Ending in 30 days

Issuers

Read this before you apply. Welcome offers change constantly and many are targeted, so the offer you see may differ from the one below. Amex figures that say "up to" are ceilings, not public offers. And the application rules at the bottom of this page decide whether you can earn a bonus at all, which matters more than the headline number.

American Express 13

Marriott Bonvoy Bevy

$250 annual fee

Elevated

125,000 Bonvoy points + $150 statement credit

Spend: $5,000
Within: 6 months
Est. value: ~$1,090+

Ends in 11 days · Sep 30, 2026

Limited-time, ends 2026-09-30.

Marriott Bonvoy Brilliant

$650 annual fee

Elevated

150,000 Bonvoy points + $250 statement credit

Spend: $6,000
Within: 6 months
Est. value: ~$1,375+

Ends in 11 days · Sep 30, 2026

Limited-time, ends 2026-09-30. $650 annual fee — weigh it against the credits actually used.

Delta SkyMiles Gold

$150 annual fee

Elevated

Up to 80,000 miles + $250 statement credit

Spend: $3,000
Within: 6 months
Est. value: ~$1,210+

Ends in 46 days · Nov 4, 2026

"Up to" — actual offer varies by applicant. $0 intro annual fee the first year, then $150 — lowest hurdle of the Delta lineup.

Delta SkyMiles Gold Business

$150 annual fee

Elevated

90,000 miles

Spend: $6,000
Within: 6 months
Est. value: ~$1,080+

Ends in 46 days · Nov 4, 2026

$0 intro annual fee the first year, then $150.

Delta SkyMiles Platinum

$350 annual fee

Elevated

Up to 90,000 miles + $300 statement credit

Spend: $4,000
Within: 6 months
Est. value: ~$1,380+

Ends in 46 days · Nov 4, 2026

"Up to" — you may not be eligible for the maximum; Amex tells you the offer before the hard pull. The $300 credit nearly covers the $350 annual fee.

Delta SkyMiles Platinum Business

$350 annual fee

Elevated

100,000 miles

Spend: $8,000
Within: 6 months
Est. value: ~$1,200+

Ends in 46 days · Nov 4, 2026

Delta SkyMiles Reserve

$650 annual fee

Elevated

Two domestic round-trip Delta Comfort flight certificates + 50,000 miles

Spend: $10,000
Within: 6 months
Est. value: ~$1,200+

Ends in 46 days · Nov 4, 2026

First time Delta has offered flight certificates as a welcome bonus. Certificates cover round-trip Delta Comfort within the U.S. 48, Puerto Rico and USVI, no blackout dates, 21+ day advance purchase, taxes/fees up to ~$80 per person. Only worth it if two domestic trips are realistic before they expire; otherwise the 200k business offer is stronger.

Delta SkyMiles Reserve Business

$650 annual fee

Elevated

200,000 miles

Spend: $20,000
Within: 6 months
Est. value: ~$2,400+

Ends in 46 days · Nov 4, 2026

Highest Delta card offer ever, but $20,000 spend is steep — only for heavy business spenders.

American Express Gold

$325 annual fee

Elevated

Up to 100,000 Membership Rewards points

Spend: $8,000
Within: 6 months
Est. value: ~$1,000+

"As high as" — check your personal offer.

American Express Platinum

$895 annual fee

Elevated

Up to 175,000 Membership Rewards points

Spend: $12,000
Within: 6 months
Est. value: ~$1,750+

"As high as" — check your personal offer.

Amex Business Gold

$375 annual fee

Elevated

Up to 200,000 Membership Rewards points

Spend: $15,000
Within: 3 months
Est. value: ~$2,000+

"As high as" — check eligibility.

Amex Business Platinum

$895 annual fee

Elevated

Up to 300,000 Membership Rewards points

Spend: $20,000
Within: 3 months
Est. value: ~$3,000+

~200k public baseline; up to 300k is a targeted "as high as" ceiling — check your personal eligibility.

Marriott Bonvoy Business

$125 annual fee

Up to 125,000 Bonvoy points

Spend: $9,000
Within: 6 months
Est. value: ~$940+

Two-part: 75,000 after $6,000, then 50,000 more after another $3,000 (so $9,000 total) within 6 months.

Chase 13

Air Canada Aeroplan

$195 annual fee

Elevated

Up to 115,000 Aeroplan points

Spend: $4,000 then $20,000
Within: 3 months then 12 months
Est. value: ~$1,725+

Two tiers: 75,000 after $4,000 in 3 months, then 40,000 more after $20,000 in 12 months. Only the first tier is realistic for most people — treat it as a 75,000-point offer unless $20,000 of spend is already going somewhere. Card refreshed September 2026; the annual fee doubled to $195 at the same time. Chase 5/24 applies.

Chase Sapphire Reserve for Business

$795 annual fee

Elevated

200,000 Ultimate Rewards points

Spend: $30,000
Within: 6 months
Est. value: ~$2,000+

High spend requirement — only for heavy business spenders.

United Business Card

$150 annual fee

Elevated

Up to 110,000 miles + 2,000 PQP

Spend: $5,000
Within: 3 months
Est. value: ~$1,400+

Top tier may require adding an authorized user.

World of Hyatt Business

$199 annual fee

Elevated

70,000 Bonus Points

Spend: $7,000
Within: 3 months
Est. value: ~$1,100+

Offer as of July 2026.

Chase Sapphire Preferred

$95 annual fee

75,000 Ultimate Rewards points

Spend: $5,000
Within: 3 months
Est. value: ~$750+

Current public offer. Refreshed card as of 6/15/2026 (new categories + $100 anniversary hotel credit).

Chase Sapphire Reserve

$795 annual fee

100,000 Ultimate Rewards points

Spend: $6,000
Within: 3 months
Est. value: ~$1,000+

Current public offer.

Ink Business Cash

$0 annual fee

$750 cash back (≈75,000 points when pooled with a Sapphire/Ink Preferred)

Spend: $6,000
Within: 3 months
Est. value: ~$750+

Verified on the Chase page 2026-09-17. The cash back posts as Ultimate Rewards points, so pooling into a Sapphire or Ink Preferred makes them transferable.

Ink Business Preferred

$95 annual fee

100,000 Ultimate Rewards points

Spend: $8,000
Within: 3 months
Est. value: ~$1,000+

Ink Business Unlimited

$0 annual fee

$750 cash back (≈75,000 points when pooled with a Sapphire/Ink Preferred)

Spend: $6,000
Within: 3 months
Est. value: ~$750+

Verified on the Chase page 2026-09-17. The cash back posts as Ultimate Rewards points, so pooling into a Sapphire or Ink Preferred makes them transferable.

Marriott Bonvoy Boundless

$95 annual fee

4 Free Night Awards (up to 50,000 points each) + up to $100 airline statement credits

Spend: $3,000 (plus $500 on airline purchases)
Within: 3 months
Est. value: ~$1,500+

Certificates cap at 50,000 points each and expire — only worth the headline if the user will actually redeem four nights at properties near that cap.

Marriott Bonvoy Bountiful

$250 annual fee

85,000 Bonvoy points

Spend: $4,000
Within: 3 months
Est. value: ~$640+

United Explorer

$150 annual fee

Up to 60,000 miles

Spend: $3,000
Within: 3 months
Est. value: ~$720

50,000 after $3,000 in the first 3 months, plus 10,000 more for adding an authorized user within the same 3 months. Public offer on the Chase page as of 2026-09-10. $0 intro annual fee the first year, then $150. Not eligible if you hold the card or earned its bonus in the past 24 months.

World of Hyatt

$95 annual fee

Up to 60,000 Bonus Points

Spend: $3,000
Within: 3 months
Est. value: ~$950+

30,000 after $3,000 in the first 3 months, plus up to 30,000 more by earning 2x (an extra 1 pt/$1) in the first 6 months on up to $15,000 spend. Only if you have not held this card or earned its bonus in the past 24 months.

Citi 5

Citi / AAdvantage Executive

$695 annual fee

Elevated

125,000 AAdvantage miles

Spend: $15,000
Within: 5 months
Est. value: ~$1,800+

Launched with the 2026-08-23 refresh ($695 annual fee; new $500/yr AA Vacations credit, $100 inflight/Admirals Club credit, $15/mo Lyft credit; Grubhub credit dropped for new applicants). Full Admirals Club membership for primary + authorized users. Citi 48-month rule applies.

Citi / AAdvantage Globe

$350 annual fee

60,000 AAdvantage miles

Spend: $4,000
Within: 3 months
Est. value: ~$800+

Current baseline offer ($350 annual fee).

Citi Strata

$0 annual fee

20,000 ThankYou points

Spend: $1,000
Within: 3 months
Est. value: ~$200+

No annual fee and the lowest spend requirement of any ThankYou card, so it is the cheapest way into the currency. The catch worth stating plainly: points earned here transfer to airline partners at 10:7, and cannot reach American AAdvantage at all. Pool them into a Strata Premier or Strata Elite to transfer at the full 1:1. Citi 48-month rule applies.

Citi Strata Elite

$595 annual fee

75,000 ThankYou points

Spend: $6,000
Within: 3 months
Est. value: ~$750+

Current baseline offer.

Citi Strata Premier

$95 annual fee

60,000 ThankYou points

Spend: $4,000
Within: 3 months
Est. value: ~$600+

Bank of America 3

Alaska / Atmos Rewards Ascent

$95 annual fee

70,000 points + $99 Companion Fare

Spend: $2,500
Within: 90 days
Est. value: ~$1,100+

Offer started 7/1/2026 ($95 annual fee). Companion Fare is $99 plus taxes/fees from $23, valid on Alaska/Hawaiian economy within North America.

Alaska / Atmos Rewards Business

$95 annual fee

70,000 points + $99 Companion Fare

Spend: $4,000
Within: 90 days
Est. value: ~$1,100+

Annual fee is $70 per company plus $25 per card. Companion Fare is $99 plus taxes/fees from $23.

Alaska / Atmos Rewards Summit

$395 annual fee

80,000 points + 25,000-point Global Companion Award

Spend: $4,000
Within: 90 days
Est. value: ~$1,200+

Current baseline offer ($395 annual fee).

Bilt 2

Bilt Palladium

$495 annual fee

Elevated

50,000 Bilt Points + $300 Bilt Cash + Gold status

Spend: $4,000 (non-housing)
Within: 90 days
Est. value: ~$800+

Bilt Obsidian

$95 annual fee

$200 Bilt Cash (no points sign-up bonus)

Est. value: $200

Capital One 2

Capital One Venture

$95 annual fee

Elevated

75,000 miles + $300 Capital One Travel stays credit

Spend: $4,000
Within: 3 months
Est. value: ~$1,050+

Limited-time offer launched 2026-09-08 (no end date published); public, also via referral. The $300 credit applies on approval to hotel and vacation-rental bookings through Capital One Travel and expires one year after account opening. $95 annual fee not waived. Not eligible if you earned a Venture OR Venture X bonus in the past 48 months.

Capital One Venture X

$395 annual fee

75,000 miles

Spend: $4,000
Within: 3 months
Est. value: ~$750+

The rules that decide whether you can get one

What is the Chase 5/24 rule?

Chase generally declines its cards if you have opened five or more personal credit cards from any issuer in the past 24 months. Most business cards, Chase’s included, are not reported to personal credit, so they neither count toward the limit nor add to it. There is also a Sapphire rule: one Sapphire welcome bonus per roughly 48 months, and you cannot hold two personal Sapphire cards at once.

Can I earn an Amex welcome bonus twice?

No. Amex pays a welcome bonus on a given card once per lifetime, and some cards are grouped as a family for that purpose. The application usually shows a pop-up warning before you submit if you are not eligible, which is worth reading rather than clicking past.

Why do Amex offers say "up to"?

Because those are targeted ceilings, not public offers. The number you personally see depends on your history with Amex and the channel you apply through, and it is frequently lower than the headline. Check your own offer by logging in before you plan around the top figure.

What is the Citi 48-month rule?

Many Citi cards, including the ThankYou and AAdvantage families, only pay the welcome bonus if you have not received or closed that card’s bonus in the previous 48 months. Closing the card does not reset the clock, it starts it.

How is the estimated value calculated?

It is the bonus multiplied by the default cents-per-point valuation for that currency, which comes from The Points Guy’s published valuations rather than being calculated here. It is not a promise, and it ignores the annual fee and the spend required to earn it. Treat it as a rough scale, and see the methodology page for where the numbers come from.

Do you get paid when I open one of these cards?

No. There are no affiliate links, referral commissions or sponsored placements anywhere on this site, and no application links for one to hide behind. The list includes cards that pay nobody anything.

Estimated values use this site's cents-per-point figures. Here's how those are set. Nobody pays to appear on this page — full disclosure.

Create a free account to see which of these you already hold, and track the credits once you do.