Updated November 13, 2026
Every welcome offer on file, grouped by issuer, with the spend it takes to earn it and an honest estimate of what it's worth. Hand-maintained. No affiliate links, so nothing here is ordered by what pays a commission.
Offers on file
61
Elevated
31
Ending in 30 days
7
Issuers
6
Read this before you apply. Welcome offers change constantly and many are targeted, so the offer you see may differ from the one below. Amex figures that say "up to" are ceilings, not public offers. And the application rules at the bottom of this page decide whether you can earn a bonus at all, which matters more than the headline number.
$200 annual fee
190,000 IHG points
Ends in 5 days · Nov 18, 2026
Limited-time, ends 2026-11-18. 190,000 after $5,000 in the first 3 months, plus 10,000 more for adding an employee card. $200 annual fee; existing cardmembers keep the old $99 fee until their 2027 renewal. Formerly the IHG One Rewards Premier Business.
$0 annual fee
Up to 135,000 IHG points
Ends in 5 days · Nov 18, 2026
Limited-time, ends 2026-11-18. 125,000 after $2,000 in the first 3 months, plus 10,000 for adding an authorized user in the same window. No annual fee. Formerly the IHG One Rewards Traveler.
$150 annual fee
Up to 190,000 IHG points
Ends in 5 days · Nov 18, 2026
Limited-time, ends 2026-11-18. 180,000 after $3,000 in the first 3 months, plus 10,000 for adding an authorized user in the same window. $150 annual fee; existing cardmembers keep the old $99 fee until their 2027 renewal. IHG points are worth about 0.6c, so read the headline accordingly.
$350 annual fee
Up to 210,000 IHG points
Ends in 5 days · Nov 18, 2026
Launch offer for a new card, ends 2026-11-18. 200,000 after $5,000 in the first 3 months, plus 10,000 for adding an authorized user in the same window. $350 annual fee, offset by up to $300 a year in IHG food & beverage vouchers ($75 a quarter, on an IHG room bill) and a $200 airline credit. IHG points are worth about 0.6c, so read the headline accordingly.
$99 annual fee
80,000 Rapid Rewards points
Ends in 19 days · Dec 2, 2026
Limited-time; now on Chase’s own Southwest page as well as Southwest’s links (the usual offer is 50,000). A card opened by Dec 2 counts toward a 2026 Companion Pass, good through 2027. $99 annual fee.
$149 annual fee
85,000 Rapid Rewards points
Ends in 19 days · Dec 2, 2026
Limited-time; now on Chase’s own Southwest page as well as Southwest’s links (the usual offer is 55,000). A card opened by Dec 2 counts toward a 2026 Companion Pass, good through 2027. $149 annual fee.
$229 annual fee
90,000 Rapid Rewards points
Ends in 19 days · Dec 2, 2026
Limited-time; now on Chase’s own Southwest page as well as Southwest’s links (the usual offer is 60,000). A card opened by Dec 2 counts toward a 2026 Companion Pass, good through 2027. $229 annual fee.
$195 annual fee
Up to 115,000 Aeroplan points
Two tiers: 75,000 after $4,000 in 3 months, then 40,000 more after $20,000 in 12 months. Only the first tier is realistic for most people — treat it as a 75,000-point offer unless $20,000 of spend is already going somewhere. Card refreshed September 2026; the annual fee doubled to $195 at the same time. Chase 5/24 applies.
$0 annual fee
$250 cash back
Chase flags it as ending soon; no date posted. No annual fee. The cash back posts as Ultimate Rewards points, so pooling into a Sapphire or Ink Preferred makes them transferable. Counts toward Chase 5/24.
$795 annual fee
200,000 Ultimate Rewards points
High spend requirement — only for heavy business spenders.
$95 annual fee
200,000 Bonvoy points
Limited-time and short: Chase’s page says "this week only" and "offer ending soon", with no date posted. Paid as points, not the usual capped free-night certificates. $95 annual fee. Separately, cardmembers get up to $50 per half-year in airline credits after $250 of airline spend, through 2027-06-30; that is a card perk, not part of the welcome bonus.
$695 annual fee
Up to 100,000 miles
90,000 after $5,000 in the first 3 months, plus 10,000 more for adding an authorized user in the same window. Limited-time with no end date posted. $695 annual fee, which buys United Club membership; worth it only if you would pay for the lounge anyway.
$150 annual fee
Up to 80,000 miles
70,000 after $3,000 in the first 3 months, plus 10,000 more for adding an authorized user within the same 3 months. Limited-time with no end date posted. $0 intro annual fee the first year, then $150. Not eligible if you hold the card or earned its bonus in the past 24 months.
$350 annual fee
Up to 90,000 miles + 500 PQP
80,000 after $4,000 in the first 3 months, plus 10,000 more for adding an authorized user in the same window, and 500 Premier qualifying points after the first purchase. Limited-time with no end date posted. $350 annual fee. Not eligible if you hold the card or earned its bonus in the past 24 months.
$199 annual fee
70,000 Bonus Points
$199 annual fee.
$95 annual fee
75,000 Ultimate Rewards points
Current public offer. Refreshed card as of 6/15/2026 (new categories + $100 anniversary hotel credit).
$795 annual fee
100,000 Ultimate Rewards points
Current public offer.
$0 annual fee
$750 cash back (≈75,000 points when pooled with a Sapphire/Ink Preferred)
Verified on the Chase page 2026-09-17. The cash back posts as Ultimate Rewards points, so pooling into a Sapphire or Ink Preferred makes them transferable.
$95 annual fee
100,000 Ultimate Rewards points
$0 annual fee
$750 cash back (≈75,000 points when pooled with a Sapphire/Ink Preferred)
Verified on the Chase page 2026-09-17. The cash back posts as Ultimate Rewards points, so pooling into a Sapphire or Ink Preferred makes them transferable.
$250 annual fee
85,000 Bonvoy points
$149 annual fee
60,000 Rapid Rewards points
This card’s standard offer, per Chase’s page. $149 annual fee. A business card, so it does not add to Chase 5/24, though 5/24 still gates approval.
$150 annual fee
Up to 100,000 miles + 2,000 PQP
90,000 miles and 2,000 Premier qualifying points after $5,000 in the first 3 months, plus 10,000 more for adding an employee card in the same window.
$695 annual fee
Up to 100,000 miles + 2,000 PQP
90,000 miles and 2,000 Premier qualifying points after $5,000 in the first 3 months, plus 10,000 more for adding an employee card in the same window. $695 annual fee, which buys United Club membership.
$95 annual fee
Up to 60,000 Bonus Points
30,000 after $3,000 in the first 3 months, plus up to 30,000 more by earning 2x (an extra 1 pt/$1) in the first 6 months on up to $15,000 spend. Only if you have not held this card or earned its bonus in the past 24 months.
$0 annual fee
70,000 Hilton points + Free Night Reward
Ends in 61 days · Jan 13, 2027
Limited-time, ends 2027-01-13. No annual fee.
$550 annual fee
200,000 Hilton points
Ends in 61 days · Jan 13, 2027
Limited-time, ends 2027-01-13. $550 annual fee. Amex once-per-lifetime rule applies per card.
$195 annual fee
150,000 Hilton points + Free Night Reward
Ends in 61 days · Jan 13, 2027
Limited-time, ends 2027-01-13. $195 annual fee.
$150 annual fee
130,000 Hilton points + Free Night Reward
Ends in 61 days · Jan 13, 2027
Limited-time, ends 2027-01-13. $150 annual fee.
$325 annual fee
Up to 100,000 Membership Rewards points
"As high as" — check your personal offer.
$895 annual fee
Up to 175,000 Membership Rewards points
"As high as" — check your personal offer.
$0 annual fee
Up to 50,000 Membership Rewards points
"As high as" — public, but applicants are shown different amounts and spend requirements. No annual fee, and its points transfer to the full Membership Rewards partner list, which makes it the cheapest way to hold MR long-term. No end date posted.
$375 annual fee
Up to 200,000 Membership Rewards points
"As high as" — check eligibility. $375 annual fee.
$895 annual fee
Up to 300,000 Membership Rewards points
The public offer is "as high as" 300k; many applicants are shown 200k. Amex tells you your offer before the hard pull.
$150 annual fee
Up to 80,000 miles
"As high as" — actual offer varies by applicant. $0 intro annual fee the first year, then $150 — lowest hurdle of the Delta lineup.
$150 annual fee
Up to 85,000 miles
"As high as" — actual offer varies by applicant. $0 intro annual fee the first year, then $150.
$350 annual fee
Up to 90,000 miles
"As high as" — Amex tells you your offer before the hard pull. $350 annual fee.
$350 annual fee
Up to 100,000 miles
"As high as" — Amex tells you your offer before the hard pull. $350 annual fee.
$650 annual fee
Up to 125,000 miles
"As high as" — Amex tells you your offer before the hard pull. $650 annual fee.
$650 annual fee
Up to 125,000 miles
"As high as" — Amex tells you your offer before the hard pull. $650 annual fee.
$250 annual fee
85,000 Bonvoy points
$650 annual fee
100,000 Bonvoy points
$650 annual fee — weigh it against the credits actually used.
$125 annual fee
75,000 Bonvoy points
This card’s standard offer. $125 annual fee.
$695 annual fee
125,000 AAdvantage miles
Launched with the 2026-08-23 refresh ($695 annual fee; new $500/yr AA Vacations credit, $100 inflight/Admirals Club credit, $15/mo Lyft credit; Grubhub credit dropped for new applicants). Full Admirals Club membership for primary + authorized users. Citi 48-month rule applies.
$99 annual fee
80,000 AAdvantage miles
Limited-time, no end date posted, and it matches the card’s best offer. $0 intro annual fee for the first 12 months, then $99, rising to $150 for accounts from 2027-01-24 (still waived the first year). Citi 48-month rule applies.
$99 annual fee
75,000 AAdvantage miles
Limited-time, no end date posted; the usual offer is 65,000. $0 intro annual fee for the first year, then $99. Citi 48-month rule applies.
$350 annual fee
60,000 AAdvantage miles
Current baseline offer ($350 annual fee). Citi 48-month rule applies.
$0 annual fee
20,000 ThankYou points
No annual fee and the lowest spend requirement of any ThankYou card, so it is the cheapest way into the currency. The catch worth stating plainly: points earned here transfer to airline partners at 10:7, American AAdvantage included. Pool them into a Strata Premier or Strata Elite to transfer at the full 1:1. Bonus is once per lifetime on this card (Citi shows a pop-up before applying if you are ineligible).
$595 annual fee
75,000 ThankYou points
Current baseline offer. Bonus is once per lifetime on this card (Citi shows a pop-up before applying if you are ineligible).
$95 annual fee
60,000 ThankYou points
Bonus is once per lifetime on this card (Citi shows a pop-up before applying if you are ineligible). $95 annual fee.
$95 annual fee
Up to 80,000 points + $99 Companion Fare
Tiered: 60,000 points and the Companion Fare after $3,000, then 20,000 more after $5,000 total, all within 90 days. Limited-time, no end date posted ($95 annual fee). Companion Fare is $99 plus taxes/fees from $23, valid on Alaska/Hawaiian economy within North America. Bank of America’s own page has shown a different online offer, 70,000 points and the Companion Fare after $2,500, so compare the two before applying.
$395 annual fee
100,000 points + 25,000-point Global Companion Award
Limited-time offer, no end date posted ($395 annual fee). 100k is the top of this card’s range; it usually sits at 70–80k.
$89 annual fee
50,000 Flying Blue miles + 100 XP
Online offer on Bank of America’s page. The 100 XP is exactly Flying Blue Silver status. $89 annual fee, no foreign transaction fees. Apply with an email address not already linked to a Flying Blue account. A higher 70,000 miles + 100 XP after $3,000 shows through the Flying Blue / partner link rather than Bank of America’s own page.
$95 annual fee
75,000 points + $99 Companion Fare
No end date posted. Annual fee is $70 per company plus $25 per card. Companion Fare is $99 plus taxes/fees from $23.
$95 annual fee
60,000 points
Points redeem at 1 cent each for cash or travel. $95 annual fee.
$0 annual fee
$100 Bilt Cash (no points sign-up bonus)
Paid on approval, no spend required. No annual fee.
$95 annual fee
$200 Bilt Cash (no points sign-up bonus)
$495 annual fee
50,000 Bilt Points + $300 Bilt Cash + Gold status
$95 annual fee
75,000 miles + $300 Capital One Travel stays credit
Limited-time offer launched 2026-09-08 (no end date published); public, also via referral. The $300 credit applies on approval to hotel and vacation-rental bookings through Capital One Travel and expires one year after account opening. $95 annual fee not waived. Not eligible if you earned a Venture OR Venture X bonus in the past 48 months.
$395 annual fee
Up to 300,000 miles + $1,000 Capital One Business Travel credit
Tiered: 150,000 miles after $40,000, then 150,000 more and the $1,000 travel credit after $120,000 total, all within 4 months. Limited-time, no end date posted. The credit is for Capital One Business Travel bookings and expires 16 months after account opening. $395 annual fee; it is a charge card, so the balance is due in full each month.
$395 annual fee
75,000 miles
No offers match these filters right now.
Chase generally declines its cards if you have opened five or more personal credit cards from any issuer in the past 24 months. Most business cards, Chase’s included, are not reported to personal credit, so they neither count toward the limit nor add to it. There is also a Sapphire rule: one Sapphire welcome bonus per roughly 48 months, and you cannot hold two personal Sapphire cards at once.
No. Amex pays a welcome bonus on a given card once per lifetime, and some cards are grouped as a family for that purpose. The application usually shows a pop-up warning before you submit if you are not eligible, which is worth reading rather than clicking past.
Because those are targeted ceilings, not public offers. The number you personally see depends on your history with Amex and the channel you apply through, and it is frequently lower than the headline. Check your own offer by logging in before you plan around the top figure.
Many Citi cards, including the ThankYou and AAdvantage families, only pay the welcome bonus if you have not received or closed that card’s bonus in the previous 48 months. Closing the card does not reset the clock, it starts it.
It is the bonus multiplied by the default cents-per-point valuation for that currency, which comes from The Points Guy’s published valuations rather than being calculated here. It is not a promise, and it ignores the annual fee and the spend required to earn it. Treat it as a rough scale, and see the methodology page for where the numbers come from.
No. There are no affiliate links, referral commissions or sponsored placements anywhere on this site, and no application links for one to hide behind. The list includes cards that pay nobody anything.
Estimated values use this site's cents-per-point figures. Here's how those are set. Nobody pays to appear on this page — full disclosure.
Create a free account to see which of these you already hold, and track the credits once you do.