Bilt · bank currency
Bilt Rewards Transfer Partners
Bilt Rewards are earned in a way no other currency is, on rent, and transfer to a partner list that is broader than its newcomer status suggests. That combination is the whole argument: points from a payment most people cannot put on a card at all, reaching programs the established currencies charge an annual fee to access.
- Airline partners
- 17
- Hotel partners
- 7
- Default valuation
- 2.20¢
Only Bilt reaches Atmos Rewards (Alaska) and Amtrak Guest Rewards. No other bank currency on this site transfers there, which is usually the strongest single reason to hold a particular currency.
Live transfer bonuses
None from Bilt Rewards right now. Every live bonus, from every bank →
Holding Bilt points? Get an email the day Bilt launches a transfer bonus. A 30% bonus on 60,000 points is 18,000 extra miles, and most bonuses only run for a few weeks. One email per new bonus, nothing else.
Airline partners
| Airline program | Ratio | Books within | Notes |
|---|---|---|---|
| United MileagePlus | 1:1 | Star Alliance | |
| Atmos Rewards (Alaska) | 1:1 | Oneworld | The only bank currency that reaches Alaska/Atmos. |
| Southwest Rapid Rewards | 1:1 | No alliance | |
| JetBlue TrueBlue | 1:1 | No alliance | |
| Air France/KLM Flying Blue | 1:1 | SkyTeam | |
| Avios (BA / Iberia / Aer Lingus) | 1:1 | Oneworld | |
| Turkish Miles & Smiles | 1:1 | Star Alliance | |
| Virgin Atlantic Flying Club | 1:1 | — | |
| Virgin Red | 1:1 | — | |
| Emirates Skywards | 1:1 | No alliance | |
| Air Canada Aeroplan | 1:1 | Star Alliance | |
| Avianca LifeMiles | 1:1 | Star Alliance | |
| Qatar Privilege Club (Avios) | 1:1 | — | |
| Etihad Guest | 1:1 | — | |
| Cathay Pacific Asia Miles | 1:1 | — | |
| JAL Mileage Bank | 1:1 | — | |
| TAP Air Portugal Miles&Go | 1:1 | — |
The alliance column is what makes a partner useful beyond its own aircraft: miles in a Star Alliance program book Star Alliance metal, so one transfer can reach carriers you will never hold points with directly. Airline alliances explained →
Hotel partners
| Hotel program | Ratio | Notes |
|---|---|---|
| World of Hyatt | 1:1 | 1:1 through December 31, 2026. From January 1, 2027 every Bilt member drops to 4:3 (1,000 Bilt → 750 Hyatt), on every Bilt card and at every Bilt status. Hyatt points you plan to use in 2027 are worth moving before then, if the stay is certain. |
| IHG One Rewards | 1:1 | |
| Marriott Bonvoy | 1:1 | |
| Hilton Honors | 1:1 | |
| Wyndham Rewards | 1:1 | |
| ALL Accor Live Limitless | 3:2 | |
| Preferred Hotels I Prefer | 1:2 |
Other partners
| Program | Ratio | Notes |
|---|---|---|
| Amtrak Guest Rewards | 2:1 | Live 2026-09-23, and the only rail partner any bank currency reaches. The 2:1 ratio halves your points, so it pays only when an Amtrak redemption beats twice what the same points fetch elsewhere — a high bar when Bilt reaches Alaska at 1:1. |
What these points are worth
The 2.20¢ figure above is a starting default, not our calculation. It comes from The Points Guy's published valuations, used because a public, documented baseline is more useful than a number we invented. What a point is actually worth is whatever you redeem it for. Our methodology page draws that line and shows the arithmetic.
Value a balance at a rate you choose →
Before you transfer
- Transfers are one-way. Confirm award space before moving anything, and move only what the booking needs.
- Ratios are not all 1:1. The table above shows the real rate for each partner, and a handful have been devalued in recent years.
- Last verified November 2, 2026. Every row here was checked against multiple trade sources on that date. If it looks old to you, it is old, and this line says so rather than implying a cadence.
This page is a snapshot. The tracker keeps it current against what you actually hold. Points Commander tracks your balances across every program, counts down each card credit against its reset date, and plans award trips from the points you have. Free, no affiliate links, no bank login.
Other bank currencies
Chase Ultimate Rewards
Hyatt and United, and the easiest starting point.
Amex Membership Rewards
International premium cabins and the widest airline list.
Capital One Miles
Breadth of airline partners at a flat 1:1.
Citi ThankYou Rewards
Turkish Miles & Smiles, and the partners nobody else has.
Wells Fargo Rewards
A newer, smaller list worth checking before you assume.
Rove Miles
A long partner list on a currency few people hold.