Capital One · bank currency
Capital One Miles Transfer Partners
Capital One miles transfer to a long list of airlines, most of them at 1:1, which makes the math unusually simple. The program is airline-heavy: the hotel partners are few and none of them is Hyatt. Capital One is a good second currency precisely because it reaches carriers the other banks do not.
- Airline partners
- 18
- Hotel partners
- 3
- Default valuation
- 1.85¢
Live transfer bonuses
| Partner | Bonus | Expires |
|---|---|---|
| Japan Airlines Mileage Bank | +30% | 2026-09-30 |
Work out what a bonus actually lands →
Airline partners
| Airline program | Ratio | Books within | Notes |
|---|---|---|---|
| British Airways Club (Avios) | 1:1 | Oneworld | Direct partner is British Airways. Iberia and Aer Lingus are reachable only by moving Avios again once they are with BA. |
| Air Canada Aeroplan | 1:1 | Star Alliance | |
| Air France/KLM Flying Blue | 1:1 | SkyTeam | |
| Turkish Miles & Smiles | 1:1 | Star Alliance | |
| Singapore KrisFlyer | 1:1 | Star Alliance | |
| Avianca LifeMiles | 1:1 | Star Alliance | |
| Aeromexico Rewards | 1:1 | — | |
| Cathay Pacific Asia Miles | 1:1 | — | |
| Etihad Guest | 1:1 | — | |
| Finnair Plus | 1:1 | — | |
| Qantas Frequent Flyer | 1:1 | — | |
| Qatar Privilege Club (Avios) | 1:1 | — | |
| TAP Air Portugal Miles&Go | 1:1 | — | |
| Virgin Red | 1:1 | — | |
| EVA Air Infinity MileageLands | 4:3 | — | |
| JAL Mileage Bank | 4:3 | — | |
| JetBlue TrueBlue | 5:3 | No alliance | |
| Emirates Skywards | 4:3 | No alliance |
The alliance column is what makes a partner useful beyond its own aircraft: miles in a Star Alliance program book Star Alliance metal, so one transfer can reach carriers you will never hold points with directly. Airline alliances explained →
Hotel partners
| Hotel program | Ratio | Notes |
|---|---|---|
| Wyndham Rewards | 1:1 | |
| Choice Privileges | 1:1 | |
| ALL Accor Live Limitless | 2:1 |
What these points are worth
The 1.85¢ figure above is a starting default, not our calculation. It comes from The Points Guy's published valuations, used because a public, documented baseline is more useful than a number we invented. What a point is actually worth is whatever you redeem it for. Our methodology page draws that line and shows the arithmetic.
Value a balance at a rate you choose →
Before you transfer
- Transfers are one-way. Confirm award space before moving anything, and move only what the booking needs.
- Ratios are not all 1:1. The table above shows the real rate for each partner, and a handful have been devalued in recent years.
- Last verified September 13, 2026. Every row here was checked against multiple trade sources on that date. If it looks old to you, it is old, and this line says so rather than implying a cadence.
This page is a snapshot. The tracker keeps it current against what you actually hold. Points Commander tracks your balances across every program, counts down each card credit against its reset date, and plans award trips from the points you have. Free, no affiliate links, no bank login.
Other bank currencies
Chase Ultimate Rewards
Hyatt and United, and the easiest starting point.
Amex Membership Rewards
International premium cabins and the widest airline list.
Citi ThankYou Rewards
Turkish Miles & Smiles, and the partners nobody else has.
Wells Fargo Rewards
A newer, smaller list worth checking before you assume.
Rove Miles
A long partner list on a currency few people hold.
Bilt Rewards
Paying rent, and an unusually broad partner list.